Recent Blog Posts
Can you end child support if the child isn’t yours?
However it happened, you’ve come to suspect that the child you’re financially supporting through court-ordered payments isn’t biologically related to you. Is it possible to end your support payments — or are you simply stuck?
Texas does sometimes allow a man to petition the court to terminate the parent-child relationship if their biological tie is questionable. It’s important to understand, however, that mistaken paternity claims are not always simple cases — even if you turn out not to be the child’s biological father.
What are some of the rules regarding termination of paternity?
To proceed with the case, you generally only have a year in which to act on the information that has caused you to question your paternity. In addition, you must:
● Not have signed an agreement stating your intent to establish paternity through adoption, in-vitro, artificial insemination or other assisted reproductive methods
How do community property and separate property differ?
Texas is what is known as a “community property state.” In short, that means that most assets that you acquire following your marriage belong equally to you and your spouse. Assets you acquired prior to the marriage is usually considered separate property and not subject to division in divorce.
Of course, there are always exceptions and that rule may not be as simple as it seems. For example, consider this situation:
You own a home before you even met your spouse. You marry but never put your spouse’s name on the property. Over the years, you naturally upgrade some items, do some repairs, enhance the property a little in small ways. It’s value grows over time.
Now that your divorce is imminent, is the house really still your separate property? More than likely, the money you used on repairs and upgrades came from marital funds, so the value of those upgrades could be considered community property. The increased value of the property — which occurred as the housing market expanded in your area during your marriage — could also be considered community property.
Don’t let a gray divorce derail your future plans
Gray divorces are often rougher than divorces for younger people. Not only has the couple involved reached an age where they likely thought their lives were going to be pretty much settled, but they may have decades invested in their marriage. Further, the financial aftereffects of the divorce can be harsh on older couples and completely derail their retirement plans.
Nonetheless, the rate of gray divorces is rising. The rate of divorce among younger people has dropped 21% in the past 25 years, but the rate for those over the age of 50 has climbed 109%. (For comparison, consider this: The rate of divorce for those in the middle — between 40 and 49 — only rose 14% in the same period.)
If you’re heading toward a gray divorce, keep in mind that Texas is a community property state. However, family court judges have some leeway to distribute assets in an unequal manner. That may be a distinct possibility in a gray divorce if one spouse gave up a career in order to care for the family home and children or has a disability that prevents them from working. This may also happen if you only have one retirement account between you and you focused on building that fund up because you always thought you would share the proceeds.
Divorce later in life will impact your plans for retirement
Perhaps you and your spouse are facing divorce after decades of married life. You are in your 50s or 60s now and may not have thought about the many ways this will affect your future.
To begin with, a “gray divorce,” as it is sometimes called, will impact the plans you had for retirement. There will not be as much money to live on as you had hoped, and there are also other concerns.
Dividing assets
Although Texas is a community property state, it follows equitable distribution in terms of divorce. You can expect a fair division of your marital assets, but the divorce will greatly diminish the retirement picture you once had. You will also face tax consequences. For example, you will pay tax on the withdrawal from a 401(k). In fact, if you take an early withdrawal, that amount may be subject to penalties. Another consideration is the marital home. You may think you want to keep it in a divorce settlement, but remember that there will be upkeep to manage, and you will have to pay property taxes. Think about liquid versus illiquid assets in terms of future financial security.
What do your children want to tell you during your divorce?
As a parent, you don’t want to burden your child with too many details about your divorce. It’s not healthy. Unfortunately, you may also not know exactly what to say to your child about your divorce, either.
If communication between you and your children regarding your divorce seems to be at a standstill, here are some of the things that people say they wish their parents had known to tell them when they were kids and their parents were divorcing:
1. Make sure you tell your children they’re not responsible.
You don’t have to explain in any great detail why you’re getting a divorce. Just explain that Mom and Dad aren’t happy living together. Let your children know that there is nothing they did that caused the divorce — and nothing they could have done to prevent it.
Divorcing and have a special-needs child? Read this
Divorce with children involved is always complex — but especially so when that child has special needs.
Under Texas laws, child support doesn’t automatically end when a special needs child turns 18. It can continue indefinitely. That’s why it is particularly important for divorcing couples to plan ahead for a special needs child during their divorce.
Here are some common matters that need to be discussed:
- Will the child live full-time with one parent? Shared parenting may not be possible with some children, especially if the child doesn’t respond well to changes in location or routine or has specialized medical equipment that needs to be with him or her at all times.
- How much visitation will the non-custodial parent have if the child lives with the other parent? Will it be on a routine basis according to a planned schedule? Is the other parent open to more liberal visitation? What are the expectations and limits?
What can make divorce more expensive than normal?
According to the most recent information available, the average divorce in this country costs right around $15,000. While that sounds like a lot of money, keep in mind the fact that it’s an average — which means that some divorces cost substantially less and others cost a great deal more. How much your divorce ultimately will cost depends a lot on both you and your spouse.
What can make your divorce expenses skyrocket? Here are some of the factors that influence your costs:
- Your location. If you live in an area where property is pricey and you have a lot of assets to divide, legal services may also be more expensive than in other areas.
- Which attorney you hire. If you and your spouse hire attorneys who are dedicated to working toward practical solutions and reasonable results, you can typically expect a less-adversarial process. If one or both attorneys are quite litigious, you may have a much longer and more complicated divorce.
The child custody evaluation: What to do now
Are you and your ex-spouse fighting over sole custody of your child. While increasingly uncommon, these kinds of battles do happen — especially when one or both parents allege that the other parent is unfit.
At some point, you can usually expect to be faced with a custody evaluation. Here are some tips to help you get through the whole process:
1. Remember that the evaluator is a neutral party
No matter who requested the evaluation, don’t assume that the evaluator will take your side. He or she is only interested in what’s best for the children — so don’t mistake politeness for friendship and don’t overshare your feelings.
2. Stick to the important things
This means under no circumstances should you discuss your relationship with your ex and his or her failings as a romantic partner or spouse. You can discuss, if the evaluator asks, why you think your ex should not have shared physical custody — but focus on his or her shortcomings as a parent.
Common causes of marital stress
All marriages face stress, but not all marriages end in divorce. Whether you get a divorce depends on the issues you face and how you deal with them. You and your spouse are likely to deal with a variety of problems throughout your marriage and have different ideas of how to resolve them.
If you and your partner are able to work together to resolve conflict, your marriage may survive. But if the relationship is combative or unhealthy, stressors may lead to divorce. Here are some common causes of marital stress that often end in breakups.
Financial disagreements
Money problems are the number one cause of marital stress, according to a CNBC report. Financial issues impact every part of your relationship. You may find yourself and your spouse arguing about bills, spending and debt. This is especially problematic if the two of you have opposing viewpoints on the money. For example, if you work a blue-collar job while your partner is a big spender, there is likely to be some friction.
Why is it so hard to leave a narcissistic spouse?
One of the hallmarks of a narcissistic spouse is that they start out as a loving partner. They may have even put you on a pedestal for a time.
Then, suddenly, you can do no right. You find yourself walking on eggshells. You feel guilty all the time because everything you do seems to upset them. Further, your attempts to communicate fall apart because your spouse seems to think that the problem is all yours — and that you are not understanding and sympathetic enough.
Just when you’ve had enough and you know that you can’t take any more, your spouse flips the script. They’re sorry, and they’re back to acting like the loving spouse you remember. You’re drawn right back in.
The problem is that it never lasts. It becomes a vicious cycle that takes you to the brink of divorce and then pulls you back with the promise that things will change. Since physical abuse is seldom involved, you convince yourself that things aren’t really that bad.